"You need the best tax planning advice ... for when that rainy day finally comes."



Where will you end up in your retirement years? You should start planning now.



Pension Swaps and Reviews


Have you thought about a pension review? We can assist with under-performing pensions, pension tax reduction


Many working people, and recently retired people, had their pension plans chosen for them, and they often have little idea about how their particular pension investment is performing. The problem is that very few of us have a good understanding of exactly how our pensions actually work, or what our pension options might be.

One of the ways to fix this issue is to have your pension professionally reviewed. This will provide you with a range of optional improvements to your current plan, and will put in place regular reviews to keep on top of your pension. It's your money after all, and you should be in control.

What you need is a professional review, and to ensure that the review is done by a fully licensed IAR. The review should be fast, without obligation, and professional. The review will optimise your potential retirement fund and incorporate the latest changes in legislation.



Pension planning

It is estimated that around 16.25 million people in the U.K. have never reviewed their individual pension plans, according to www.maturemoney.co.uk (Sept 2012). On top of that, a quarter of the working population have their pension plans in the wrong place, according to the Telegraph in an article in April this year. As a result, an increasing number of us are transferring our pensions to an alternative plan. By doing so, many have found that not only do they get better performance from the pension, but they also gain by paying lower charges.

Consolidation of a collection of your pension funds can be significantly beneficial. The reduction in fees makes for greater efficiency, and tracking the performance is simplified.

This is particularly true for older pensions, and it becomes quite clear that pension comparison and review could be a simple and easy way to consolidate your future source of income.